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Success

Course Lesson: Secret Information And How To Use It

Do you know the problem with asking successful people for advice? They don't always know why they're successful - but they'll give you reasons anyhow.

A wealthy real estate investor once told me he didn't believe in setting goals. Later in the conversation I realized that he knew just where he expected to be with his projects in six months. He was setting goals - he just called it something else.

The lesson? Don't do as they say, but do as they do.

Of course you should listen to what successful people have to say - but read between the lines. Look at their words for insight into how they think about things, how they approach their challenges. A successful basketball player may advise you to practice more, but if he mentions "I saw that going in," after a great shot, you need to start visualizing your shots going in.

Neuro-linguistic programming (NLP) is covered in Chapter 8 of You Aren't Supposed To Know. You'll find a fuller explanation of "modeling," and other powerful techniques for changing yourself quickly and effectively.

When I had no assets to protect, and I drove only older cars, I asked for the legal minimum insurance coverage for my cars. I discovered that for many years, Allstate Insurance had charged me for a policy with their "company minimums," not the legal minimums. This is just one of the tricks insurance companies use.

Here are 4 of 32 insurance secrets in Money Saving Secrets, a bonus you'll get with the e-book:

1. Don't let your policy lapse. I sold my car once, and then let the policy lapse because I hadn't yet bought another. When I finally bought a car, the cost for a six-month liability policy had gone from $167 to $400 because of my lapsed policy. Keep your policy active if you will be buying again soon, or cancel it, but don't let it lapse.

2. Get paid for diminished value. After an accident, be sure the insurance pays what it should. "Diminished value" is often not paid unless you push the point, but a car loses value from being in a wreck, even after repairs.

3. Remove kids from policy. If the kids are at a college that's more than 100 miles away, you can have them taken off the insurance policy and save a lot of money. You can't let them drive the car when they come home to visit though.

4. Raise the deductible to lower rates. If you can't afford the first $500 of an accident, you should rearrange your financial life.

(Life insurance, and health insurance are covered in the bonus book as well.) See you next lesson,

Steve

P.S. Next lesson: Lying eyes and a trick for tracking people down. In other words, another little taste of what you will get in the book You Aren't Supposed To Know.